Last Updated: November 20, 2025
Website: https://www.fobko.com
Contact: info@fobko.com
At Fobko (“we,” “us,” or “our”), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our website, fobko.com, or interact with us via email or other channels.
Please read this policy carefully. By using our website, you agree to the practices described below.
1. Information We Collect
We only collect personal information that is necessary to operate and improve our services. The types of data we may collect include:
✅ Information You Provide Directly
- Email correspondence: When you contact us at info@fobko.com , we retain your name, email address, and message content to respond to your inquiry.
- Comments or submissions: If commenting functionality or submission forms are enabled in the future, we may collect names, email addresses, and message content.
✅ Automatically Collected Data
We use analytics tools (e.g., Google Analytics) to help us understand how visitors use our site. This may include:
- IP address (anonymized where possible)
- Browser type and version
- Pages visited, time spent, and referral sources
- Device type and operating system
Note: We do not use cookies for advertising or tracking across third-party sites. Any cookies used are strictly for functional or analytical purposes (e.g., remembering preferences or measuring site performance) and can be managed via your browser settings.
❌ What We Do Not Collect
- We do not collect sensitive personal data (e.g., race, religion, financial information, government IDs) unless voluntarily and explicitly provided — and even then, only with clear consent and purpose.
- We do not sell, rent, or trade your personal information to third parties for marketing purposes.
- We do not knowingly collect data from children under 13. If we become aware of such data, we will promptly delete it.
2. How We Use Your Information
We use the information we collect to:
- Respond to your questions, feedback, or scholarship submissions
- Improve the content, usability, and performance of fobko.com
- Analyze site traffic and trends to enhance user experience
- Comply with legal obligations and protect our rights
We will never use your data for automated decision-making or profiling.
3. Data Sharing & Disclosure
We do not share your personal information with third parties except in the following limited circumstances:
- With service providers: Trusted partners who help us operate our website (e.g., hosting, analytics). These providers are contractually obligated to protect your data and use it only as instructed.
- Legal compliance: If required by law (e.g., court order, subpoena), or to protect our rights, safety, or property — or that of our users or the public.
- Business transfers: In the unlikely event of a merger, acquisition, or asset sale, user information may be transferred as part of the transaction (with continued privacy protections).
We do not share email addresses or personal details with scholarship providers unless you explicitly authorize it (e.g., via a referral or co-application process — which we currently do not facilitate).
4. Data Security
We implement reasonable technical and organizational measures to protect your information from unauthorized access, alteration, disclosure, or destruction — including encryption (HTTPS), secure email practices, and access controls.
However, no method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.
5. Your Rights & Choices
Depending on your location (e.g., under GDPR, CCPA, or other privacy laws), you may have the right to:
- Access, correct, or delete your personal data
- Object to or restrict certain processing
- Withdraw consent (where applicable)
- Request a copy of your data in a portable format
To exercise these rights, please contact us at info@fobko.com with “Privacy Request” in the subject line. We will respond within 30 days.
You may also:
- Adjust cookie preferences via your browser
- Unsubscribe from future communications (if we ever introduce a mailing list)
- Use “Do Not Track” signals (though our site does not currently respond to DNT headers, as we do not engage in cross-site tracking)
6. Third-Party Links
Our website may contain links to external websites (e.g., scholarship provider sites, educational institutions). This Privacy Policy applies only to fobko.com. We are not responsible for the privacy practices of third-party sites — please review their policies before sharing any information.
7. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The “Last Updated” date at the top will indicate when revisions were made. We encourage you to review this page periodically.
8. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please reach out to us:
📧 Email: info@fobko.com
🌐 Website: https://www.fobko.com
We’re committed to resolving complaints promptly and fairly.
Thank you for trusting Fobko — where opportunity begins with transparency.
✅ This Privacy Policy is effective as of November 20, 2025.